Pre-Qualification

Be prepared to act quickly and with confidence in the fast-paced real estate market by working with a trusted mortgage professional to be pre-qualified.

During the pre-qualification stage, we do a full review of your application and documents to ensure that you are set up for success when you begin viewing properties.

In doing our due diligence up-front, we can avoid surprises and act fast once you have found the perfect property and are ready to proceed with placing an offer.

Being pre-qualified is more than determining your maximum qualification. We recommend deciding on a mortgage payment that is within your comfort zone so that you can shop within your budget.

Our office will hold an interest rate for you so that you can view properties without the concern of rising interest rates impacting your qualification and mortgage payment.

How our clients saved by being pre-qualified and holding an interest rate:

The clients were pre-qualified 09/07/2022 with a fixed interest rate of 4.69% held for 120 days. While they viewed properties, interest rates increased. They secured an accepted offer on 10/17/2022.

The best fixed interest rate available at that time was 5.14%.

With Rate Hold

Mortgage – $392,730

(5 Year Fixed of 4.69%, 25 Year Amortization
APR of 4.97%)

Monthly Payment – $2215.33
Balance at Maturity – $345,878.3

Without Rate Hold

Mortgage – $392,730

(5 Year Fixed of 5.14%, 25 Year Amortization
APR of 5.41%)

Monthly Payment – $2315.54
Balance at Maturity – $348,355.35

Savings Over Term: $8489.58

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Ready to be

PRE-QUALIFIED?

Apply Now

★★★★★

Corinna and Lisa are the best in the biz. As first time home buyers there's a veritable mountain we didn't know going into this process, Corinna and Lisa took that massive unknown and walked us step-by-step through everything we'd need to know while going above and beyond and answering our every question promptly and incredibly thoroughly. Going with a broker is always the right call, and you won't find better than this office.

R. Cowl, January 2025

★★★★★

The service we received was exceptional from start to finish!! Communication was detailed, prompt, and easy to understand. An added bonus was being able to do everything online. It was simply the best experience and would highly recommend to anyone!

S. Parker, September 2024

★★★★★

Without any exaggeration, Lisa and Corrina at The Mortgage Advisors provided us with the best customer service I likely have experienced in my life. As my point of contact, Lisa was extremely responsive, organized, detailed, and a clear communicator, which made buying our first home simple. We would have not been able to navigate this process and secure our great mortgage rate without Lisa and Corrina. We can not recommend them enough - 6 out of 5 stars.

M. Brown, July 2024

★★★★★

I would highly recommend The Mortgage Advisors as a broker for the two following reasons:
1) I secured the best rate possible
2) Lisa. She is exceptionally knowledgeable and a great communicator. She provided me with more information than any of the large lenders ever did and as a first time home buyer this was highly appreciated. Her responsiveness to questions helped me quickly understand the process and make good decisions.

Even without the lower rate I believe I still would have chosen to do business with The Mortgage Advisors purely based on my experience dealing with Lisa.